Managing your finances can be a challenging task, especially if you’re struggling with debt. However, adopting a cash-only budget could be the solution you need to regain control of your finances and build better habits. Here are some of the benefits of a cash-only budget.   Limits Overspending When you use cash, you are forced […]

Budgeting can be challenging, especially when it comes to unexpected expenses. That’s why sinking funds are essential for managing your finances. Sinking funds are essentially savings accounts that you set up for specific expenses you know you’ll need to cover in the future. Here’s how I set up my sinking funds to make budgeting easier. […]

Managing your finances can feel overwhelming, especially if you’re struggling with debt or saving up for a big purchase. In my experience, finding the right budgeting system is crucial for taking control of your finances and making progress towards your financial goals. After experimenting with a few different approaches, I discovered a budgeting system that […]